Chapter 79

Insurance Policies Generally

Subchapter 1 — General Provisions

23-79-101. Definitions.

23-79-102. Scope.

23-79-103. Insurable interest — Personal insurance.

23-79-104. Insurable interest — Property.

23-79-105. Application required — Life and accident and health insurance.

23-79-106. Application — Use as evidence — Alteration.

23-79-107. Application — Statements as representations.

23-79-108. Return of premium to rejected applicant.

23-79-109. Filing and approval of forms.

23-79-110. Forms — Grounds for disapproval.

23-79-111. Standard provisions.

23-79-112. Contents.

23-79-113. Charter or bylaw provisions excluded — Exception.

23-79-114. Entitlement notwithstanding policy provisions — Health services performed by professionals not licensed under Arkansas Medical Practices Act.

23-79-115. Entitlement notwithstanding policy provisions — Services performed by outpatient centers.

23-79-116. Execution.

23-79-117. Underwriters' and combination policies.

23-79-118. Noncomplying forms.

23-79-119. Construction of policies.

23-79-120. Binders.

23-79-121. Delivery of policy.

23-79-122. Negotiability of premium notes.

23-79-123. Renewal by certificate.

23-79-124. Assignment.

23-79-125. Payment by insurer — Discharge.

23-79-126. Forms for proof of loss.

23-79-127. Claims administration by insurer not waiver.

23-79-128. Right to insure spouse's life.

23-79-129. Coverage of newborn infants.

23-79-130. Impairment of speech or hearing.

23-79-131. Exemption of proceeds — Life insurance.

23-79-132. Exemption of proceeds — Group life.

23-79-133. Exemption of proceeds — Accident and health insurance.

23-79-134. Exemption of proceeds — Annuity contracts — Assignability of rights.

23-79-135. Prompt payment of certain claims required.

23-79-136. Agreement for insurer to invest premium prohibited.

23-79-137. Coverage for adopted minors.

23-79-138. Information to accompany policies.

23-79-139. Benefits for alcohol or drug dependency treatment.

23-79-140. Mammograms.

23-79-141. Children's Preventive Health Care Act.

23-79-142. Payment for services of psychological examiners.

23-79-143. [Repealed.]

23-79-144. Minor children — Certain provisions denying or restricting coverage void.

23-79-145. [Repealed.]

23-79-146. Subrogation recovery.

23-79-147. Prescription medication.

23-79-148. Medical transportation services.

23-79-149. Prescription drug benefits.

23-79-150. Health care plan — Health carrier.

23-79-151. Liability insurance — Notice requirements prior to expiration of policy.

23-79-152. Cancellation, increase in premium, and negative risk rating prohibited when insured not at fault.

23-79-153. Health insurance — Closing a block of business.

23-79-154. Reimbursement for physician assistant services.

Subchapter 2 — Suits Against Insurers

23-79-201. Claims arising outside the United States — Automobile liability insurer.

23-79-202. Limitation of actions.

23-79-203. Trial by jury.

23-79-204. Venue.

23-79-205. Service of process.

23-79-206. Evidence of death of person in military service.

23-79-207. Substantial compliance — Fire insurance upon personal property.

23-79-208. Damages and attorney's fees on loss claims.

23-79-209. Allowance of attorney's fees in suits to terminate, modify, or reinstate policy.

23-79-210. Direct cause of action against liability insurer when insured not subject to tort suit.

Subchapter 3 — Minimum Standards — Commercial Property and Casualty Insurance Policies

23-79-301. Purpose.

23-79-302. Definition.

23-79-303. Applicability — Exceptions.

23-79-304. Construction.

23-79-305. Violations — Order.

23-79-306. Requirements.

23-79-307. Standards.

23-79-308. Noncomplying provisions.

23-79-309. Administrative procedures — Appeals.

23-79-310. Rules and regulations.

23-79-311. Motor vehicle liability insurance — Extraterritorial provision.

23-79-312. Motor vehicle liability insurance — Prohibition regarding step-downs.

Subchapter 4 — Medicare Supplement Insurance Minimum Standards Act

23-79-401. Title.

23-79-402. Applicability and scope.

23-79-403. Definitions.

23-79-404. Standards for policy provisions and authority to promulgate regulations.

23-79-405. Loss ratio standards.

23-79-406. Disclosure standards.

23-79-407. Notice of free examination.

23-79-408. Filing requirements for advertising.

23-79-409. Administrative procedures.

23-79-410. Penalties.

Subchapter 5 — Comprehensive Health Insurance Pool Act

23-79-501. Purpose.

23-79-502. Short title.

23-79-503. Definitions.

23-79-504. Arkansas Comprehensive Health Insurance Pool.

23-79-505. Plan of operation.

23-79-506. Powers.

23-79-507. Funding of pool.

23-79-508. Plan administrator.

23-79-509. Plan eligibility.

23-79-510. Outline of benefits.

23-79-511. Confidentiality.

23-79-512. Collective action.

23-79-513. Unfair referral to plan — Prohibited practices by employers.

23-79-514. [Repealed.]

Subchapter 6 — Coverage for Diabetes Treatment

23-79-601. Definitions.

23-79-602. Diabetes self-management training — Licensed providers — Prescription by physician.

23-79-603. Requirements.

23-79-604. Exclusions.

23-79-605. Regulations.

23-79-606. Applicability — Delivery within state.

23-79-607. Applicability — Exceptions.

Subchapter 7 — Tax Credits for Medically Necessary Foods

23-79-701. Definitions.

23-79-702. Tax credit for medically necessary medical foods and low protein modified food products.

23-79-703. Health insurance coverage for medically necessary foods.

Subchapter 8 — Arkansas Health Insurance Consumer Choice Act

23-79-801. Title.

23-79-802. Definitions.

23-79-803. Requirements relating to offering a health benefits plan not subject to state-mandated health benefits.

23-79-804. [Repealed.]

23-79-805. Regulations.

Subchapter 9 — Arkansas Advisory Commission on Mandated Health Insurance Benefits

23-79-901 — 23-79-906. [Repealed.]

Subchapter 10 — Health Insurance Flexibility and Accountability Initiative

23-79-1001. Findings and purpose.

23-79-1002. Medicaid demonstration initiative.

23-79-1003. Arkansas Safety-net Benefit Program.

23-79-1004. Arkansas Safety-net Benefit Fund.

23-79-1005. Department of Human Services — Powers and duties.

Subchapter 11 — Equity in Prescription Insurance and Contraceptive Coverage Act

23-79-1101. Title.

23-79-1102. Definitions.

23-79-1103. Parity for contraceptives.

23-79-1104. Extraordinary surcharges prohibited.

Subchapter 12 — Coverage for Colorectal Cancer Screening

23-79-1201. Definitions.

23-79-1202. Coverage — Applicability.

23-79-1203. Certain activities not prohibited.

23-79-1204. Exclusions and reductions — Benefits subject to annual deductible and coinsurance.

23-79-1205. Coverage by participating providers — Selection criteria and utilization protocols — Maximum benefits — Exclusions.

23-79-1206. Additional benefit costs.

23-79-1207. Cost-sharing.

23-79-1208. Referrals to participating providers.

23-79-1209. Payment of nonparticipating providers.

Subchapter 13 Coverage for Prostate Cancer Screening

23-79-1301. Findings.

23-79-1302. Definitions.

23-79-1303. Coverage for prostate cancer screening required.

Subchapter 14   Coverage for Hearing Aids

23-79-1401. Definitions.

23-79-1402. Coverage for hearing aids required.

23-79-1403. Rules.