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The Health Insurance Premium Rate Review (HIPRR) Division of the Arkansas Insurance Department (AID) is charged with protecting consumers from unreasonable health insurance premium rate increases.

The Affordable Care Act (ACA) requires states to establish a process for reviewing these increases. Under this rate review program, health insurers seeking to increase rates must now provide consumers with easy to understand information about the reasons for significant rate increases and post justification for those increases on their website. The U.S. Department of Health and Human Services will also post these justifications and other material on its website: www.healthcare.gov.

These steps are expected to bring greater transparency, accountability and help moderate premium increases and provide those who buy insurance with greater value for their premium dollar.