Consumer Guide

Why rates matter to me?

The increase of health insurance rates can affect the cost of your premium. A rate is a base price for health benefits.

What are health insurance premiums?

A premium is the specific amount you pay as a policy holder. The actual premium you pay may be higher or lower than a rate based on factors such as your age and where you live.

Consumers may access pending and approved rate submissions in the individual or small group market at: https://ratereview.healthcare.gov

Email your comments to insurance.hirr@arkansas.gov or mail to: Attn: Health Insurance Premium Rate Review Division, 1 Commerce Way, Little Rock, AR 72202-2087. Consumer comments will be taken into consideration.

• Click Here to Search Public Filings (https://filingaccess.serff.com/sfa/home/ar)
• Click Here to learn more about Medical Loss Ratio (MLR) and Rebates

Sample: Summary of Coverage and Benefits
Under the Affordable Care Act, health insurers and employers who offer coverage for their employees must provide clear, consistent information about health plans.

Click here to view the sample template