Insurance companies offering individual and small group health insurance plans are required to file proposed rates with the Arkansas Insurance Department for review and approval before plans can be sold to consumers. 

The Department reviews rates to ensure that the plans are priced appropriately.  Under Arkansas Law (Ark. Code Ann. § 23-79-110),  the Commissioner shall disapprove a rate filing if he/she finds that the rate is not actuarially sound, is excessive, is inadequate, or is unfairly discriminatory.

The Department relies on outside actuarial analysis by a member of the American Academy of Actuaries to help determine whether a rate filing is sound.

Below, you can review information on the proposed rate filings for Plan Year 2022 individual and small group products that comply with the reforms of the Affordable Care Act.  

To review the approved plan filings for Plan Year 2021, click here. For Plan Year 2020, click here.  

You may also view rate filings for previous years through the federal government's Rate Review website here.

Users will only be able to view the public details of the filing, as certain portions are deemed confidential by law (Ark. Code Ann. § 23-61-103).

INDIVIDUAL ON/OFF MARKET

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

Template

SERFF Tracking Number

Celtic Insurance Company (Ambetter)

4.9%

75,343

PDF

 

Template

CELT-132820216

QCA Health Plan, Inc.

8.2%

42,518

PDF

 

Template

QUAC-132820293

HMO Partners, Inc. d/b/a Health Advantage

7.77%

12,072

PDF

 

Template

HLAD-132864742

QualChoice Life and Health Insurance Company, Inc.

8.2%

42,647

PDF

 

Template

QUAC-132820301

Oscar Insurance Company

0%

0

PDF

 

Template

OHIN-132851650

USAble Mutual Insurance Co. (AR Blue Cross & Blue Shield)  

6.25%

155,917

PDF

 

Template

ARBB-132864234

SMALL GROUP OFF MARKET 

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

Template

SERFF Tracking Number

QCA Health Plan, Inc.

-3%

393

PDF

 

Template

QUAC-132878322

UnitedHealthcare Insurance Company of the River Valley      

9.64%

538

PDF

 

Template

UHLC-132857816

UnitedHealthcare Insurance Company

12.9%

153

PDF

 

Template

UHLC-132857851

QualChoice Life and Health Insurance Company

-3.4%

177

PDF

 

Template

QUAC-132878351

HMO Partners, Inc. (Health Advantage)

7.35%

454

PDF

 

Template

HLAD-132864837

Arkansas Blue Cross and Blue Shield

1.26%

1,882

PDF

 

Template

ARBB-132864545

"UnitedHealthcare Insurance Company of Arkansas

 

16%

407

PDF

 

Template

UHLC-132857671