Insurance companies offering individual and small group health insurance plans are required to file proposed rates with the Arkansas Insurance Department for review and approval before plans can be sold to consumers. 

The Department reviews rates to ensure that the plans are priced appropriately.  Under Arkansas Law (Ark. Code Ann. § 23-79-110),  the Commissioner shall disapprove a rate filing if he/she finds that the rate is not actuarially sound, is excessive, is inadequate, or is unfairly discriminatory.

The Department relies on outside actuarial analysis by a member of the American Academy of Actuaries to help determine whether a rate filing is sound.

Below, you can review information on the proposed rate filings for Plan Year 2023 individual and small group products that comply with the reforms of the Affordable Care Act.  

To review the approved plan filings for Plan Year 2022, click here.  Plan Year 2021, click here.  

You may also view rate filings for previous years through the federal government's Rate Review website here.

Users will only be able to view the public details of the filing, as certain portions are deemed confidential by law (Ark. Code Ann. § 23-61-103).

INDIVIDUAL ON/OFF MARKET

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

Template

SERFF Tracking Number

Celtic Insurance Company (Ambetter)

7.900%

93,842

PDF

 

Template

CELT-133289481

QCA Health Plan, Inc.

5.000%

41,690

PDF

 

Template

QUAC-133289611

HMO Partners, Inc. d/b/a Health Advantage

5.300%

29,931

PDF

 

Template

HLAD-133278500

QualChoice Life and Health Insurance Company, Inc.

3.100%

41,664

PDF

 

Template

QUAC-133289544

USAble Mutual Insurance Co. (AR Blue Cross & Blue Shield) 

5.850%

175,967

PDF

-

Template

ARBB-133278423

SMALL GROUP OFF MARKET 

Company Name/
Tracking Number

AVG % Change
Requested

Affected Lives

Filing

Template

SERFF Tracking Number

QCA Health Plan, Inc.

3.440%

4,939

PDF

 

Template

QUAC-133298859

UnitedHealthcare Insurance Company of the River Valley      

-0.380%

5,720

PDF

 

Template

UHLC-133277210

UnitedHealthcare Insurance Company

4.370%

1,743

PDF

 

Template

UHLC-133277261

QualChoice Life and Health Insurance Company

3.540%

2,319

PDF

 

Template

QUAC-133298861

HMO Partners, Inc. (Health Advantage)

2.300%

4,784

PDF

 

Template

HLAD-133278530

Arkansas Blue Cross and Blue Shield

7.880%

34,248

PDF

 

Template

ARBB-133278469

"UnitedHealthcare Insurance Company of Arkansas

 

-2.590%

5,015

PDF

 

Template

UHLC-133277218